Nearly one in 6 Brits (16% the us) have actually registered to do contactless payments utilizing their smartphones or smartwatches, rather of utilizing a debit or credit card.

You are watching: How to pay with my phone

Mobile payment services enable you to attach your credit transaction or debit map to your smartphone for this reason you have the right to pay because that goods and services through tapping your phone on the contactless card reader; friend don"t need your card with you.

If you"re deciding whether to start making contactless payments with your smartphone, here"s what you need to know prior to you do the switch...


Which cell phone payment business should I authorize up to?

Apple Pay, Google Pay and also Samsung Pay space the significant mobile payment solutions in the UK and are supported by most huge banks, including very first Direct, HSBC, NatWest, Santander, Royal financial institution of Scotland, Barclays and also Lloyds.

Fitbit and Garmin have actually their own mobile payment services on some task trackers and also smartwatches, but currently only Santander and Starling bank support them.


Do all phones assistance mobile payments?

Not sure whether her phone will assistance contactless payments? Here"s what you must know...

GHI TIP: Check her Android smartphone is compatible in the setups menu. Inspect whether it has NFC under "Wireless and also Networks", and also which variation of the Android operating system software it operation under "About Phone".


Where can I use it?

Anywhere ~ above the high street the takes contactless cards and likewise has an Apple Pay, Google salary or Samsung Pay logo design is compatible, consisting of Marks and Spencer, Lidl, Pizza Express and also Boots.

During the budget plan - ceded by Chancellor, Rishi Sunak, top top Wednesday 3 march - it to be announced the the contactless border will rise to £100.


Is the safe?

Your card details are not save on computer on her phone or watch and you can delete your debit or credit card details from your device, even if you shed it.

For more information, check out iCloud because that Apple Pay; uncover my device for Android devices and, for Samsung gadgets, uncover my Samsung.


How perform I gain started?

On one iPhone, open the Wallet app. If you have actually an Android smartphone, download the Google Pay app from the Google pat Store. Because that Samsung handsets, download Samsung pay from the Samsung Galaxy Store.

All 3 of these apps will certainly then ask girlfriend to include your map details by acquisition a photo of the map itself and your financial institution will send a verification code together a text post or via phone call call.

When you do a payment, unlock your maker by placing your finger top top the fingerprint sensor or activate facial recognition (iPhones only), then hold the machine over the contactless reader.

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